You will be given details on how the firm is regulated by the FCA, the range of products we are authorised to advise on and any information we are required to give you.
The details outline the type of products the firm offers advice on, for example, savings and investments, pensions, mortgages, and protection.
Fees
Simple and transparent fees
At AGL Wealth Management, we like to see financial success as a long-term plan. Our simple fee structures reflect the hard work and expertise of our wealth managers in constructing a lasting solution to meet your specific needs.
We also believe in being completely open and transparent about our fees with our clients. AGL Wealth Management will not proceed with any investments for you until we have explained and agreed our fees, in advance, and how you can pay them.
Typically, our initial fees will consist of an advice fee from £750 depending on the complexity of our recommendations and an implementation fee being a percentage of the amount you invest, ranging from 0.8% to 1.4%.
A long-term plan including regular reviews is central to achieving your financial goals. AGL Wealth Management offer a range of ongoing service levels to help you reach these goals. Depending on the level of service required, our ongoing fees range from 0.5% to 1% of the value of your portfolio per year.
So, you’ll understand the fees before you enter into any agreement, allowing you to make an informed decision on whether it’s right for you.
Service Options
It is important to regularly review your portfolio to ensure it remains in line with your agreed objectives, making changes to it as required. The ongoing service also ensures that as your personal situation changes, we can recommend changes that reflect your circumstances, any changes in your attitude to risk or your capacity for loss. You will know exactly what you are getting and how much it will cost before you take out a service with us.
Wealth Management
Our top level service for wealthy clients with complex financial circumstances. These might include business ownership, family wealth & estate planning, tax-efficient investments and intricate pension planning.
Wealth Planning
A high quality, personal service for affluent clients with regular review meetings covering all aspects of wealth management.
Wealth Review
The starting point in financial planning for clients with more straightforward investment, pension and protection needs.
Commission
Typically mortgage and protection business is paid for by way of commission. We will always tell you about any commission we earn, and the cost of this commission paid out by the provider will normally be factored into the price of your product. These commissions vary with different products and providers but will be documented on the European Standardised Information Sheet (ESIS) you receive from your adviser.